Seniors & Social Security . Obama and Biden will be honest with the American people about the long- term solvency of Social Security and the ways we can address the shortfall. They will protect Social Security benefits for current and future beneficiaries alike, and they do not believe it is necessary or fair to hardworking seniors to raise the retirement age. ![]() Obama and Biden are strongly opposed to privatizing Social Security. As part of a bipartisan plan that would be phased in over many years, they will ask those making over $2. Social Security to keep it sound. ![]() Obama does not support uncapping the full payroll tax 1. Instead, he and Joe Biden are considering plans that will ask those making over $2. Strengthen Retirement Savings. Reform Corporate Bankruptcy Laws to Protect Workers and Retirees: Current bankruptcy laws protect banks before workers. Obama and Biden will protect pensions by putting promises to workers higher on the list of debts that companies cannot shed; ensuring that the bankruptcy courts do not demand more sacrifice from workers than executives; telling companies that they cannot issue executive bonuses while cutting worker pensions; increasing the amount of unpaid wages and benefits workers can claim in court; and limiting the circumstances under which retiree benefits can be reduced. Require Full Disclosure of Company Pension Investments: Obama and Biden will ensure that all employees who have company pensions receive detailed annual disclosures about their pension fund's investments. This will provide retirees important resources to make their pension fund more secure. Eliminate Income Taxes for Seniors Making Less Than $5. Obama and Biden will eliminate all income taxation of seniors making less than $5. This will provide an immediate tax cut averaging $1,4. Create Automatic Workplace Pensions: The Obama- Biden retirement security plan will automatically enroll workers in a workplace pension plan. Under their plan, employers who do not currently offer a retirement plan will be required to enroll their employees in a direct- deposit IRA account that is compatible with existing direct- deposit payroll systems. ![]() Employees may opt- out if they choose. Experts estimate that this program will increase the savings participation rate for low and middle- income workers from its current 1. Expand Retirement Savings Incentives for Working Families: Obama and Biden will ensure savings incentives are fair to all workers by creating a generous savings match for low and middle- income Americans. Their plan will match 5. The savings match will be automatically deposited into designated personal accounts. Over 8. 0 percent of these savings incentives will go to new savers. Prevent Age Discrimination: Obama and Biden will fight job discrimination for aging employees by strengthening the Age Discrimination in Employment Act and empowering the Equal Employment Opportunity Commission to prevent all forms of discrimination. Affordable Health Care. Provide Cheaper Prescription Drugs: Our seniors pay the highest prices in the world for brand- name drugs. To lower drug costs, Obama and Biden will allow the federal government to negotiate for lower drug prices for the Medicare program, just as it does to lower prices for our veterans. They also support allowing seniors to import safe prescription drugs from overseas, and will prevent pharmaceutical companies from blocking cheap and safe generic drugs from the market. Are you receiving SSDI or SSI benefits and interested in working? Social Security's Ticket to Work Program provides work incentives and employment support for people between 18 and 64 who receive Social Security Disability Insurance (SSDI) or Supplemental. The Ticket to Work program is designed to help recipients of Social Security Disability benefits attempt to go back to work without risking their benefits. Ticket to Work is Social Security's program to encourage disability recipients to return to work. Doctors and other health professionals play a major role in ensuring that their patients are aware of the provisions of the Social Security Disability Program. If you are involved directly in patient care, you probably have received requests from a State disability agency. What is the Medicaid Buy-In Program for Working People with Disabilities? The Medicaid Buy-In program offers Medicaid coverage to people with disabilities who are working, and earning more than the allowable limits for regular Medicaid, the opportunity to retain their health care coverage through. The Obama-Biden Plan Protect Social Security Barack Obama and Joe Biden are committed to ensuring Social. Protect and Strengthen Medicare: Obama and Biden are committed to the long- term strength of the Medicare program. They will reduce waste in the Medicare system - - in part by eliminating subsidies to the private insurance Medicare Advantage program - - and tackle fundamental health care reform to improve the quality and efficiency of our healthcare system. They support closing the . Provide Transparency to Medicare Prescription Drug Plans: Many seniors are enrolled in Medicare prescription drug plans that are actually more expensive for them than other available plans. Obama and Biden will require companies to send Medicare beneficiaries a full list of the drugs and fees they paid the previous year to help seniors determine which plans can better reduce their out- of- pocket costs and improve their health. Strengthen Long- Term Care Options: Obama and Biden will work to give seniors choices about their care, consistent with their needs, and not biased towards institutional care. They will work to reform the financing of long term care to protect seniors and families, and to improve the quality of elder care by training more nurses and health care workers. Protect and Honor Seniors. Ensure Heating Assistance: Obama and Biden will increase funding for the Low Income Home Energy Assistance Program (LIHEAP) which helps low- income citizens - - many of them seniors - - pay their winter heating and summer cooling bills. Support Senior Volunteer Efforts: Retired Americans have a wide range of skills and knowledge to contribute to local and national public service efforts. Obama and Biden will engage more interested seniors in public service opportunities by expanding and improving programs like Senior Corps to connect seniors with quality volunteer opportunities. Social Security Program Rules.
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